Security freezes can be placed on behalf of others You can also click "Get my free credit score" on your myEquifax dashboard to enroll in Equifax Core Credit™ for a free monthly Equifax credit report and a free monthly VantageScore® 3.0 credit score, based on Equifax data. It also doesn’t prevent you from getting free copies of your credit reports every 12 months from each of the three nationwide credit bureaus through To get two free Equifax credit reports each year, you can create a myEquifax account. Placing a security freeze on your credit reports does not impact your credit scores in any way. Security freezes do not impact your credit scores Afterward, your Equifax credit report will be frozen again. You can also lift a security freeze by phone by calling our automated line at (800) 349-9960 or calling Customer Care at (888) 298-0045. At Equifax, you can use your myEquifax account to lift a security freeze for a date range you specify. If you’re applying for credit – buying a new vehicle, for instance – and you have a security freeze on your credit report, you can temporarily lift the security freeze to allow for a credit check. Security freezes can be temporarily lifted Contact Experian and TransUnion for information on placing a security freeze on those credit reports. You can also call our automated line at (800) 349-9960 or call Customer Care at (888) 298-0045. You can view the status of your security freeze, and also temporarily lift or permanently remove the freeze through myEquifax. To place a security freeze on your Equifax credit report, create a myEquifax account. You’ll need to place a security freeze on your credit reports at each of the three nationwide credit bureaus – Equifax, Experian and TransUnion. Security freezes must be placed separately at each of the three nationwide credit bureaus With a security freeze, your credit reports cannot be accessed (with some exceptions) to open new credit unless you temporarily lift or permanently remove the credit freeze. With a fraud alert, if anyone – including you! – tries to open a new credit account in your name or make changes to an existing account, the company must take reasonable steps to confirm your identity, such as contacting you by phone at a number you provide, before granting the request. Security freezes and fraud alerts are not the sameĪ fraud alert is a notice placed on your credit reports that alerts credit card companies and others who may extend you credit that you may have been a victim of fraud, including identity theft. Security freezes are freeĪ federal law that went into effect in September 2018 made placing, temporarily lifting, or permanently removing a security freeze free nationwide. While you may know that, and may even have a security freeze on your credit reports, here are some facts you may not know about security freezes.
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Just like with many other simulation racers, the main reason why we find Indianapolis Motor Speedway very enjoyable is its legendary status itself. With its rectangular-oval layout, Indianapolis Motor Speedway is not necessarily the hardest track to race in.Īfter all, it is quite friendly for racers of all levels. Indianapolis Motor Speedway, also known as the home to NASCAR 500, is one of the most famous race tracks looking for sim racers in every simulation they race in, including rFactor2. Located in Stavelot, Belgium Circuit de Spa-Francorchamps is a legendary race track that is currently the home of the Formula One Belgian Grand Prix.Ĭircuit de Spa-Francorchamps is always popular as one of the most beautiful race tracks in the world, but do not let its appearance fool you.Īfter all Circuit de Spa-FrancorchampsIs undoubtedly one of the most challenging tracks to race on rFactor 2. 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The images below cover the most common shapes, but you should check with your local CMU manufacturer if you need special shapes or finishes.Ĭomes in various sizes Concrete Masonry Unit (CMU) Surface FinishesĪs with shapes, there are a large number of finish options so you can make the utilitarian gray concrete block look much more aesthetically pleasing. There are an almost infinite number of CMU shapes available. Prefaced Concrete and Calcium Silicate Masonry Units ASTM DESIGNATIONĬMUs for construction of Catch Basins and Manholes ASTM C90 covers most conventional CMU construction and is the standard referenced by the ICC codes. The following table provides the ASTM standards that apply to concrete masonry units. Architects must specify the CMU weight if a particular weight is required. Heavier units tend to reduce sound transmission, have much higher compressive strengths, and have greater thermal storage capacity however, they are more expensive and cost more to install. 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The following table provides concrete block sizes in both nominal and actual dimensions. The architect should always attempt to design buildings using the nominal dimensions to the nearest half-block size to reduce waste and labor due to cut blocks. For instance, a 6" CMU is nominally 6" deep while a 10" CMU is nominally 10" deep.Ĭoncrete blocks also come in half-sizes, which are helpful in reducing the need to cut blocks in the field at corners or the end of walls. They are identified by their depth – i.e. Concrete Block - Nominal vs Actual Dimensions Concrete Block (CMU) SizesĬoncrete Masonry Units (CMUs) are manufactured in a variety of sizes. Double click on the clip you’d like to adjust. You destroy monsters with magic fireballs, a power shield, and trap mines. However, that still doesn’t fully compensate for this game’s total lack of customization options. Torrents on isoHunt are indexed and cached from hundreds of sites, and enhanced by aggregating. 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If you're trying to make your own periodic table, make a series of inert (full, lazy elements like noble gases) and layer everything after that by how many electrons it needs to be inert. A great example of media that did this is Fullmetal Alchemist, another is Brandon Sanderson's Mistborn series. It's totally not magic, it's science what are you talking about. If you want to make something cool happen, say it happens because it can get one of your made - up elements to a lower energy state and BAM. Something interesting for if you are wanting to write a more science-y story: basically everything in life happens because elements are trying to get to a lower energy state (like noble gases) by bonding with each other. They're most of the time pretty unstable unless bonded to other elements - the only exceptions are our "noble gases," because they are basically just full of electrons and vibing in their row of the periodic table. First of all, that's an awesome idea! Good on you.Įlements are always the absolute purest version of a chemical substance. Hello! Cellular/Molecular Biology Major here. Feel free to color-code each group to look even cooler, though. The real periodic table also puts elements in groups, but that seems like it'd also naturally occur if you're already organizing elements on two scales. For example, make your left-to-right axis be "amount of energy" or "ancient-ness" and your vertical axis be "rarity", "expensiveness", or even something more boring/sciency like "malleability". With this logic, you should be able to pick anything for your two axes and be able to organize everything almost like a quadrant graph. I don't know what most of these words mean (and you don't need to either!), but a cool result of this kind of organization is that you can have "gaps" where certain elements should theoretically be, but just haven't been discovered yet. 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There are three sizes meant to hold different types of e-readers. I love my phone Popsocket, but after a particularly long scrolling session, my fingers start to ache. People also use Popsockets for this reason, if you prefer that. Your hands won't cramp, you won't accidentally hit the screen and flip pages, and the reader won't slip out of your hands. Attach one or both to the back of your Kindle-one is angled for your right hand and the other for your left-and slide your hand in. I'm not quite there yet, but I do love these silicone Strapsicles. When I'm a couple of hours into a reading session and my hands start to cramp, I fantasize about setting up one of those hands-free tablet holders so I can lie in bed with it directly in front of my face. We've tried other E Ink tablets for writing, but this is probably the best (and cheapest) option. Weirdly, it's not waterproof like the other pricier Kindles. Since it was released, Amazon has updated it with additional brush types, a convert-to-text in export tool, and better page navigation and subfolders. There are 16-, 32-, and 64-gigabyte options. The screen size does make reading easy too, especially if you need to increase the font size, but it takes away some of its portability if you prefer to keep an e-reader in your pocket or small purse. The enormous 10.2-inch screen is ideal for taking notes, marking up PDFs, or doodling, and there are numerous paper formats you can choose, like college-ruled or dotted. There are now some options available with that functionality, but it's mostly crosswords and guided journals. You can't write directly on most books, which is frustrating-you have to instead use sticky notes. It's already pricey at $340, but you can spend an additional $30 for the premium pen that includes an eraser on the opposite end. Thanks to the included pen, you can now write on your Kindle ( 8/10, WIRED Recommends)! There's no lag, and the outcome looks very similar to your handwriting. But this one isn't waterproof if you think that will be a problem with your kiddos, and there's no adjustable warm lighting. ★ A cheaper alternative with more storage: The newest base Kindle Kids ($120) is cheaper than the 8-gig Paperwhite Kids, but for 16 gigabytes (that's also double what the original Kids Edition was). There are 8- and 16-gigabyte storage options There is a web browser, but it's restricted by default (you can completely disable it too). If you're going to get your kid an entertainment device, an ebook reader that doesn't have access to social media is a safer choice. If your kid smashes it just once, you get your money back. (You can access the same platform across other Amazon devices, like Fire Tablets or Echo speakers.) It also comes with a case and a two-year no-questions-asked replacement guarantee. The rest of the features are pretty much the same as the new Kindle Paperwhite, except you'll get a year's subscription to Amazon Kids+, a kid-friendly content library with parental controls. The 2021 Paperwhites include a Kids Edition, which brings a bigger and sleeker screen, more lighting options, and IPX8 water resistance for the first time over the original Kindle Kids Edition. The 2021 Paperwhites all have USB-C charging, but the Signature supports wireless charging. Still, if you want to save some cash, just clean out your backlog you can remove a book from your device without deleting it entirely from your Amazon account. If you mostly listen to audiobooks, you may want to go for the Signature, since those tend to take up more room. That's a big difference, but you can still read and store a lot of books with 8 gigabytes (around 5,000). The Signature has 32 gigabytes of storage and the Standard has 8 gigs. Its faster page-turn rate means there's no delay while you read. The screens are brighter overall at their max and have adjustable warm lighting, but only the Signature can auto-adjust that brightness to your surroundings-we think that should be standard across all models. We tried the Signature Edition ( 8/10, WIRED Recommends), but all three have bigger, 6.8-inch screens with smaller bezels. The step-up, waterproof e-reader went from one to three models, and they rival the more expensive Oasis. We think most people will like the Paperwhites the best. For example, templates still require managers to do most of the work related to figuring out which employees should be assigned to certain shifts. While employee schedule templates come with many benefits, they also have a few downsides. With formulas in Excel and Google Sheets that automatically calculate totals, all that’s left to do is fill in the schedule in the spaces provided. They are easy to use: Much like the ones we’ve provided in this article, employee schedule templates are usually simple-to-fill-in. With free downloadable templates, anyone can add additional rows and columns to include additional scheduling information to the template. They are customizable: Word, Excel, Google Doc, and Google Sheet templates are very easy to customize. If one template doesn’t fit your company’s needs, finding an alternative template is usually quick and easy. They are easy to access: There are many free schedule templates available online. Some of the main benefits of using an employee schedule template include: With this template, managers and standup meeting participants will be deeper engaged and save time by reducing any distractions.Employee schedule templates are a great free tool for businesses. It enables managers to direct the meeting for reaching positive communication outcomes and works for a team of any size. How does it work? The editing options allow including visuals and tagging participants when using this template. To make scheduling the top of our planning priorities, there are Guru work schedule templates for standup meetings you can start using immediately. Template #5: Guru Schedule for Standup Meeting Plus, it helps organize your team’s projects so that they can consistently be easily followed. How does it work? It makes it easy to understand what each member of the team should be doing by providing step-by-step instructions on how to fill out the template itself. Instead of trying to figure out where everything goes on your own, you can let this scheduling assistant help and free up some time and space for you. Time and effort-saving are at the core of what this Excel template does. This work schedule template is a very innovative and helpful way for any team to plan out their projects in advance. For example, if the task "call client" is dependent on "complete email", it will be easy to build a workflow by linking the tasks in a simple timeline.īesides, TMetric work schedule template lets set both workdays and working hours and enables all the company departments to comply with unified work policies from the chosen date.ĭownload-circle Template #4: Gantt Excel Work Schedule How does it work? The key to an effective work schedule template is to first identify the tasks that need to be accomplished on a specific day and then group them together based on their dependencies. TMetric provides a place to share and create work schedules online, and to view and share them instantly. Work schedule templates are essential for success in project management due to their capability of bringing workflow automation to a new level. Template #1: TMetric Setting Work Schedule and Holidays Why is it worth considering? We discuss offers that would cater to the needs of any business niche.īelow, we recommend the 10 best work schedule templates of various kinds you can apply instantly to navigate your day without fail. In either case, to create effective schedules, there are work schedule templates that are helpful and efficient. There are companies that practice schedules based exclusively on task completion, and there are businesses that encourage their employees to build their schedules with help of time tracking. Some businesses work Monday through Friday, with the weekends off. Mistakes in scheduling are not only costly (shortage of staff, failed deadlines) but detrimental for business productivity and work culture (risks of high turnover as the result of mismanagement).Īnd now, with the evolvement of new work modes (remote and hybrid) and employees' high expectations of flexibility, scheduling got more challenging for employers and HR Departments. For contractors and employees alike, setting a schedule is crucial. Individual components also available separately. The kit includes a Participant Workbook, Leader Guide, and a DVD with six approximately 20-25 minute sessions (with closed captioning). The Leader Kit is an all-inclusive box containing one copy of each of the Bible study’s components. His name Yah is God pronounced a challenge before he announces his message. As we study his life, we will grow in faith and develop spiritual stamina that will help us not only to survive but actually thrive in every season. This 7-lesson e-mail Bible study examines the lessons for present-day disciples from Elijahs life and ministry, his spectaular successes and deep failures. In a similar way to the writers of Kings treatment of other prophets who rebuked and guided the king of Israel and Judah (see Table 1), Elijah’s entry into the biblical account is abrupt and dramatic. He doubted and struggled just as we do, but ultimately, he chose to believe God. Best of all, his story will challenge us but not shame us, because we’ll discover that Elijah was just as human as we are. Whether we’re currently in a mountaintop season where we’re experiencing God’s power and blessing, a valley season where we feel like running away, or somewhere in between, Elijah’s life will inspire us to go the distance in the life of faith. Arise, go to Zarephath: God led Elijah from the dry brook to a Gentile city. See, I have commanded a widow there to provide for you. Then the word of the LORD came to him, saying, Arise, go to Zarephath, which belongs to Sidon, and dwell there. We’ll learn some of the spiritual stamina secrets that helped him to hold on and persevere in faith, including practical habits related to making decisions, caring for the soul, accepting his circumstances, mentoring, and finishing well-which was his ultimate legacy. ( 1 Kings 17:8-9) God calls Elijah to go to Zarephath. We do too! In this six-week study grounded in 1 and 2 Kings, we will examine the life of the prophet Elijah, an ordinary man who did extraordinary things for God in the midst of the highs and lows of life. He needed spiritual stamina in order to keep on going and fulfill all the plans God had for his life. Even Elijah grew weary of all the ups and downs, telling God, “I have had enough” (1 Kings 19:4). One moment he was hiding out in the wilderness during a famine, being fed by the ravens, and the next he was on the mountaintop where God showed up in a powerful way with fire and then rain. The prophet Elijah experienced this rollercoaster ride as well. Then there are those in between days when we’re coasting along without much thought to the highs or lows. One day it seems that everything in life is good, and the next day it can feel like everything is falling apart. |
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